The right mortgage, explained in your language.
Buying your first home, renewing or refinancing, I compare options across lenders and guide you through every step, in English or Portuguese.
Someone on your side, from the first question to the keys.
Hi, I'm Raquel. I was born in Rio de Janeiro and moved to Barrie in 2019, without fluent English and starting from scratch. I know first-hand how confusing it can feel to build a life, and a credit history, in a new country.
Today, as a Mortgage Agent with Mortgage Architects, I help individuals and families find a mortgage that fits their life. My job is to make it simple: listen to your goals, compare options from different lenders and explain each step clearly.
Raquel Gonçalves
More options, less stress.
Competitive rates
I work with several lenders to look for a rate and terms that make sense for you.
Tailored solutions
First home, renewal or self-employed: I look at your profile and search for the options that fit you best.
Clear communication
No jargon. I explain everything in English or Portuguese and keep you updated at every stage.
Whatever your next step is.
From your first home to renewing what you already have.
First-time buyers
Understand what you can afford, programs available and how to get pre-approved.
Purchase
Moving or upgrading? Find the right mortgage for your next home.
Refinance
Use your home's equity for renovations, investments or other goals.
Renewals
Don't just sign the renewal letter. Compare options before your term ends.
Self-employed
Solutions that consider how business owners and freelancers really earn.
Not sure where you fit?
Tell me about your situation and I'll point you in the right direction.
Start here →Three simple steps.
Apply online
Fill out the short form below. It takes less than 2 minutes.
Let's talk
I'll contact you to understand your goals and the documents needed.
Compare and decide
I present the best options I find, and you choose with confidence.
Let's start with a quick conversation.
Send your details and I'll get back to you within 1 business day. No commitment.
- Free, no-obligation consultation
- Service in English or Portuguese
- Your information stays private
Brazilians in Barrie, building a life in Canada.
Besides mortgages, I share the real (and funny) side of living in Canada on Instagram: tips, finds and the step by step for anyone starting out here.
"Moving to a new country is a lot. Finding your home here shouldn't be."
Raquel Gonçalves